Donating Safely: Avoiding Charity Scams
October 22, 2024
With the numerous natural disasters devasting thousands of communities and the holiday season coming up, it’s important to be vigilant about charity scams. When you decide to support a cause you care about, you want your donation to count. Here are some tips to help you plan your donation before you give – and avoid charity scams.
5 Things to do the Before Donating to a Charity
- Search online for the cause you care about — like “hurricane relief” or “homeless kids” — plus phrases like “best charity” or “highly rated charity.” Once you find a specific charity you’re considering giving to, search its name plus “complaint,” “review,” “rating,” “fraud,” or “scam.” If you find bad reviews, it might be best to find another organization.
2. Check out the charity’s website. Does it give you details about the programs you want to support or how it uses donations? How much of your donation will go directly to support the programs you care about? If you can’t find detailed information about a charity’s mission and programs, be suspicious.
3. Use one of these organizations that help you research charities:
4. Find out if the fundraiser and the charity are registered. Some states require that charities register with the state regulator. Check to see if a fundraiser and the charity they’re calling on behalf of are registered in Minnesota at https://www.ag.state.mn.us/Charity/.
5. Check if the donation will be tax deductible. If this is important to you, confirm that the organization you’re donating to is registered with the IRS as a tax-exempt organization. Look up the organization in the IRS’s Tax Exempt Organization Search.
Avoid Donating to a Fake Charity
- Don’t let anyone rush you into making a donation. Scammers rush you so there’s no time to research their claims or think it through.
- Don’t trust your caller ID. Technology makes it easy for scammers to fake caller ID information. Calls can look like they come from your local area code, or from a specific organization, even if they don’t. In reality, the caller could be anywhere in the world.
- If the fundraiser says you already pledged, stop and check. They may lie and say — in a phone call or a mailer — that you already pledged to make the donation, or that you donated to them last year. They think that means you’ll be more willing to donate.
- Listen carefully to the name of the charity, write it down, and then research it. Some scammers use names that sound a lot like other charities to trick you. Do some research before you give.
- Watch out for sentimental claims with few details. Be suspicious if you hear a lot of vague sentimental claims, for example, that the charity helps many families that can’t afford cancer treatment and veterans wounded at war who can’t work, but don’t get specifics about how your donation will be used.
- Don’t donate with a wire transfer or gift card. Anyone asking you to donate this way is a scammer.
- Sweepstakes winning in exchange for a donation? Nope. If someone guarantees you’ll win a prize or contest if you contribute, that’s a scam. You won’t win anything, and your donation money will go to a scammer.
Information brought to you by Catholic Charities Financial and Housing Counseling.
Resources:
https://consumer.ftc.gov/shopping-and-donating/donating-charity
https://consumer.ftc.gov/features/donating-safely-and-avoiding-scams
https://www.ag.state.mn.us/Charity/
https://www.ag.state.mn.us/consumer/publications/GivingToCharities.asp
Our Recent News
Summer should be a time of fun and freedom — but for many families in Central Minnesota, it’s a time of deep uncertainty. Without school meal programs and with rising grocery prices, far too many of our neighbors are struggling to put food on the table. That’s why we’re excited to announce that Catholic Charities Emergency Services Food Shelf is once again participating in the Open Your Heart to the Hungry and Homeless Summer Challenge — and we need your help! What Is the Summer Challenge? Every July, food shelves across Minnesota take part in the Open Your Heart Summer Challenge — a statewide fundraising effort where donations are matched through grant funding. That means every dollar you give to our food shelf during the month of July helps us qualify for a matching grant of up to $4,000. It’s a powerful way to double your impact and ensure we can continue meeting the growing need in our community. The Need Has Never Been Greater Food insecurity remains heartbreakingly common in our state. According to a 2024 statewide hunger study, 1 in 5 households in Minnesota are food insecure. Here at Catholic Charities, we’ve seen that need firsthand. Our food shelf has seen a dramatic rise in the number of shoppers — including many families who have never needed help before. The cost of food is higher than ever, and families are forced to make tough decisions between buying groceries and paying for rent, gas, or medications. What We’re Doing At Catholic Charities Emergency Services Food Shelf, we offer more than just food — we offer choice, dignity, and hope. Our shoppers are able to select the food that fits their family’s dietary, cultural, and health needs. We provide a respectful, welcoming experience and access to nutritious foods, including fresh produce, meat, and dairy. In 2024, we distributed over 2.7 million pounds of food through our food shelf, mobile outreach, and emergency food bag programs — but we can’t do it alone. How You Can Help This July, your support means more than ever. Every donation made to our food shelf during the Summer Challenge will be matched through the Open Your Heart Summer Challenge, stretching your gift further to help feed families in Central Minnesota. ➡️ Donate Today: Click here to give now Thank you for being part of this mission of compassion and community. Want to learn more about our Food Shelf and other food programs? Visit ccstcloud.org/food-services To learn more about the statewide Summer Challenge, visit oyh.org/summer-challenge
A Lesson in Trust, Patience, and Unexpected Joy
When life feels overwhelming, finding the right support can make all the difference. That is exactly what happened for Kenneth, a 30-year-old father who found himself facing several impossible choices. With overdue bills, rent payments, and the pressure of providing for his children, Kenneth was struggling to keep his family afloat. On top of that, he needed his children’s birth certificates to register them for Catholic Charities' Toys for Tots program, so they could have presents for Christmas. Though Kenneth had never used the Food Shelf before, he was introduced to our services by a Financial Assistance Program Coordinator, who showed him how utilizing the Food Shelf could ease some of the financial strain. The ability to save money on groceries would allow him to prioritize other needs, like utilities and rent. Our Financial Assistance program assisted Kenneth with obtaining his children's birth certificates and provided him with a cart full of groceries for his family. Additionally, we provided Kenneth with a list of community resources to help him continue moving forward. This assistance gave Kenneth and his family a renewed sense of hope. With a little help from our team, Kenneth felt a weight lift as he began to “dig out” of his financial struggles. The ability to provide his children with meals, secure the birth certificates needed for their Christmas gifts, and access other helpful resources helped him regain some stability during a tough time. Kenneth’s story is a powerful reminder that our work extends far beyond providing food. It is about offering hope, relief, and the tools needed to help individuals and families navigate challenges. Whether it is a grocery cart full of food, helping with essential paperwork, or connecting people to the broader network of resources, every bit of support contributes to making our neighbors’ lives better. We are honored to provide this kind of support to families like Kenneth’s. It is the generosity of our community that allows us to continue serving those who need it most. Whether through food donations, financial gifts, or volunteer time, the contributions we receive leave a lasting impact on our neighbors' lives.
